Have these items ready

Driver’s license number (if you have one).

Employment details for the past three years.

Your financial information, including income, assets, debts and expenses.

You can upload your supporting financial information documents in the application form. If you can’t upload your documents, the confirmation email we send will outline other ways you can provide the documents.

ELIGIBILITY

Check if you're eligible to apply online

You're 18 years or older

You’re applying as a sole applicant. You’ll have all the repayment obligations, even if someone else will be receiving a substantial benefit from the loan

You're receiving a regular income

You have to provide your NID or passport

What you can't use a personal loan for

Illegal activities

Business purposes. Explore our business loans or discuss further with your business banker

Lender's Mortgage Insurance (LMI)

Home loan deposit

GETTING STARTED

How to apply for a NAB Personal Loan

Submit your application: Get a decision on conditional approval in under 60 seconds. If conditionally approved, we’ll give you your indicative interest rate and repayment amount.

We’ll verify your information: Depending on your circumstances, we may do other checks and contact you for further information.

Accept your offer: If you’re approved and accept our loan offer through NAB Internet Banking, your money will be ready in one business day.